Mr. Ismael Byaruhanga is a Research Fellow at IPAR Rwanda, he holds a Master’s of Science degree in Banking and Investment from Makerere University-Uganda. He gained teaching and research experience from the University of Rwanda since 2009, and also participated in the Staff Exchange program under the Inter-University Council for East Africa Lecturing in the International leadership University and prior to teaching he worked as a consultant/ or credit officer for Blue Financial services Ltd Rwanda for a period of eighteen months (18 months). He is a Member of Charted Institute for Securities and Investment (CISI-London) and East African regional trainer for CISI.
His research interests are in the areas of Financial Inclusion, Financial intermediation, Corporate governance, Organizational citizenship behavior, Public finance, Electronic Payment systems etc.
Published articles in various journals ;
Book Chapter :
1. Ismael BYARUHANGA AND BIKADHO PATRICK OTHUMA (2016) Enhancing Organizational Citizenship Behavior : The Role of Employee Empowerment, Trust and Engagement. Springer ;Pp 87-103
Articles :
1. ISMAEL BYARUHANGA and Detelin Elenkov(2015), Entrepreneurial competencies, and Perceived market share for small and medium enterprises : An international study. Journal of strategic and International studies. Vol. 5:1 Pp18-28
2. ISMAEL BYARUHANGA (2013), “Credit accessibility, Credit terms and Performance of Agricultural cooperatives in Rwanda.” Journal of Emerging Issues in Economics, Finance and Banking. Vol : 1:6 (June).
3. ISMAEL BYARUHANGA & AMIR MUHAMAD (2013). “Entrepreneurial competencies, Psychological capital, Working capital management and Perceived market share.” A case study of small and medium enterprises in Dar-es Salaam, Tanzania : The Journal of Business and Retail Management : Vol : 7:2 (April) Pp. 83-95.
Research Work
Public Expenditure Tracking Survey, Rwanda Report : Conducted the study, Report writing, analysis of data, presentation 2019.
Study on Secondary city development in Rwanda : Development of study tools, Conducted the study, Report writing, analysis of data. 2019.
Citizen’s participation : Downward and Upward information flow in decision making, an Egovernment solution to enhance information : Case study analysis on VUP and Girinka programs” Consultant

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